East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD

Public Use Microdata Area (PUMA)

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2022 Population
146,930
0.729% 1-year growth
US Senator
Ben Cardin
Democratic Party
US Senator
Chris Van Hollen
Democratic Party
2022 Median Age
39.1
0.773% 1-year increase
2022 Poverty Rate
8.47%
1.24% 1-year increase
2022 Median Household Income
$101,908
7.05% 1-year growth
2022 Median Property Value
$480,800
13.8% 1-year growth
2022 Employed Population
71,647
0.481% 1-year growth

About

In 2022, East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD had a population of 147k people with a median age of 39.1 and a median household income of $101,908. Between 2021 and 2022 the population of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD grew from 145,866 to 146,930, a 0.729% increase and its median household income grew from $95,197 to $101,908, a 7.05% increase.

The 5 largest ethnic groups in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are White (Non-Hispanic) (34.8%), Other (Hispanic) (21.6%), Black or African American (Non-Hispanic) (16.9%), Asian (Non-Hispanic) (9.91%), and White (Hispanic) (5.96%).

50.2% of the households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

81.9% of the residents in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are U.S. citizens.

The largest universities in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are Yeshiva College of the Nations Capital (6 degrees awarded in 2022).

In 2022, the median property value in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was $480,800, and the homeownership rate was 68.1%.

Most people in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD drove alone to work, and the average commute time was 33.7 minutes. The average car ownership in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was 2 cars per household.

Population & Diversity

East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD is home to a population of 147k people, from which 81.9% are citizens. As of 2022, 37% of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD residents were born outside of the country (54.4k people).

In 2022, there were 1.61 times more White (Non-Hispanic) residents (51.1k people) in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD than any other race or ethnicity. There were 31.8k Other (Hispanic) and 24.8k Black or African American (Non-Hispanic) residents, the second and third most common ethnic groups.

The most common non-English languages spoken as the primary langauge in households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are Spanish (41,651 households), Amharic, Somali, or Other Afro-Asiatic Languages (5,374 households), and Chinese (Incl. Mandarin, Cantonese) (2,654 households).

Residents by Gender and Age

RACE/ETHNICITY
74,390
Women
50.8%
72,191
Men
49.2%

The resident population of United States in 2022 was 146,581 inhabitants, with 49.2% men, and 50.8% women.

The visualization shows the distribution of the residents by gender and age in the United States.

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Citizenship

81.9%
2022 Citizenship
82.1%
2021 Citizenship

As of 2022, 81.9% of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD residents were US citizens, which is lower than the national average of 93.5%. In 2021, the percentage of US citizens in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was 82.1%, meaning that the rate of citizenship has been decreasing.

The following chart shows US citizenship percentages in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD compared to that of it's neighboring and parent geographies.

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Race and Ethnicity

The 3 largest ethnic groups in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD
  1. White (Non-Hispanic)
    51.1k ± 2.7k
  2. Other (Hispanic)
    31.8k ± 2.71k
  3. Black or African American (Non-Hispanic)
    24.8k ± 1.67k
33.4%
Hispanic Population
49.1k people

In 2022, there were 1.61 times more White (Non-Hispanic) residents (51.1k people) in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD than any other race or ethnicity. There were 31.8k Other (Hispanic) and 24.8k Black or African American (Non-Hispanic) residents, the second and third most common ethnic groups.

33.4% of the people in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are hispanic (49.1k people).

The following chart shows the 7 races represented in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD as a share of the total population.

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Global Diversity

Most Common Origin
  1. El Salvador
    12,994 ± 2,672 people
  2. Ethiopia
    4,082 ± 1,547 people
  3. Honduras
    2,175 ± 1,136 people

In 2022, the most common birthplace for the foreign-born residents of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was El Salvador, the natal country of 12,994 East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD residents, followed by Ethiopia with 4,082 and Honduras with 2,175.

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Foreign-Born Population

37%
2022 Foreign-Born Population
54.4k people
36.7%
2021 Foreign-Born Population
53.5k people

As of 2022, 37% of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD residents (54.4k people) were born outside of the United States, which is higher than the national average of 13.6%. In 2021, the percentage of foreign-born citizens in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was 36.7%, meaning that the rate has been increasing.

The following chart shows the percentage of foreign-born residents in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD compared to that of it's neighboring and parent geographies.

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Non-English Households

Most Common Non-English Languages
  1. Spanish
    41,651 households (30.2%)
  2. Amharic, Somali, or Other Afro-Asiatic Languages
    5,374 households (3.9%)
  3. Chinese (Incl. Mandarin, Cantonese)
    2,654 households (1.93%)

50.2% of the households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD reported speaking a non-English language at home as their primary shared language, which is higher than the national average of 21.7%. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

In 2022, the most common non-English language spoken in households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was Spanish. 30.2% of the households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD reported speaking Spanish at home as the primary shared language between all members living in the household.

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Veterans

Most Common Service Period
  1. Vietnam
    1,308 ± 238
  2. Gulf War (2001-)
    1,065 ± 286
  3. Korea
    728 ± 304

East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD has a large population of military personnel who served in Vietnam, 1.23 times greater than any other conflict.

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Economy

The economy of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD employs 71.6k people. The largest industries in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are Construction (6,788 people), Elementary & secondary schools (4,484 people), and Restaurants & Food Services (4,194 people), and the highest paying industries are Internet publishing, broadcasting & web search portals ($408,930), Nondepository credit & related activities ($226,304), and Securities, commodities, funds, trusts & other financial investments ($185,596).

Males in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD have an average income that is 1.09 times higher than the average income of females, which is $82,212. The income inequality in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD (measured using the Gini index) is 0.474, which is lower than than the national average.

Workforce Diversity

Measure
RACE/ETHNICITY
33,305
Women
47.2%
37,284
Men
52.8%

The workforce of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD in 2020 was 70,589 people, with 47.2% woman, and 52.8% men.

The visualization shows the distribution of the workforce by gender and age in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD.

With the upper buttons you can see the distribution of the average salary and add a filter by race.

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Occupations

71.6k
2022 Value
0.481%
1 Year growth
± 0.481%

From 2021 to 2022, employment in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD grew at a rate of 0.481%, from 71.3k employees to 71.6k employees.

The most common job groups, by number of people living in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD, are Other managers (2,159 people), Janitors & building cleaners (1,998 people), and Cashiers (1,991 people). This chart illustrates the share breakdown of the primary jobs held by residents of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD.

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Unemployment Insurance Claims

Data is only available at the state level. Showing data for false.

This chart shows weekly unemployment insurance claims in Maryland (not-seasonally adjusted) compared with the four states with the most similar impact.

The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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Employment by Industries

71.6k
2022 Value
0.481%
1 Year growth
± 0.481%

From 2021 to 2022, employment in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD grew at a rate of 0.481%, from 71.3k employees to 71.6k employees.

The most common employment sectors for those who live in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD, are Construction (6,788 people), Elementary & secondary schools (4,484 people), and Restaurants & Food Services (4,194 people). This chart shows the share breakdown of the primary industries for residents of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD, though some of these residents may live in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD and work somewhere else. Census data is tagged to a residential address, not a work address.

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Median Earnings by Industry

$52,478
Median earning men ± $2,461
$45,314
Median earning women ± $2,820

The industries with the best median earnings for men in 2022 are Agriculture, Forestry, Fishing & Hunting, & Mining ($250,001), Public Administration ($130,851), and Professional, Scientific, & Management, & Administrative & Waste Management Services ($81,018).

The industries with the best median earnings for women in 2022 are Public Administration ($112,540), Information ($85,565), and Finance & Insurance, & Real Estate & Rental & Leasing ($68,598).

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Employment by Industry Sector

Data is only available at the state level. Showing data for Maryland.
Y-Axis
0.617%
Year-over-year growth
Employment change between February 2022 and February 2023

As of February 2023, there are 2.69M people employed in Maryland. This represents a 0.617% increase in employment when compared to February 2022.

Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 13.9%.

The following chart shows monthly employment numbers for each industry sector in Maryland.

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Civics

In the 2020 presidential election, the popular vote in Maryland went to Joseph R Biden Jr. with 65.4% of the vote. The runner-up was Donald J. Trump (32.2%), followed by Jo Jorgensen (1.1%).

Ben Cardin and Chris Van Hollen are the senators currently representing the state of Maryland. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

Maryland is currently represented by 8 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

US Senators from Maryland

Senatorial voting results are only available at the state level. Showing data for Maryland.
Ben Cardin
Senator from Maryland1
Assumed office on January 3, 2007
Chris Van Hollen
Senator from Maryland3
Assumed office on January 3, 2017

Ben Cardin and Chris Van Hollen are the senators currently representing Maryland.

In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

The following chart shows elected senators in Maryland over time, excluding special elections, colored by their political party.

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US Representatives from Maryland

Maryland is currently represented by 8 members in the U.S. house.

Members of the House of Representives are elected to 2-year terms, and the following chart shows the how the members for Maryland have changed over time starting in 2008.

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Education

In 2022, universities in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD awarded 6 degrees. The student population of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD in 2022 is skewed towards men, with 43 male students and 0 female students.

Most students graduating from Universities in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are White (6 and 100%), followed by Asian (0 and 0%), Black or African American (0 and 0%), and Native Hawaiian or Other Pacific Islanders (0 and 0%).

The largest universities in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD by number of degrees awarded are Yeshiva College of the Nations Capital (6 and 100%).

The most popular majors in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD are Theological Studies (6 and 100%).

The median tuition cost in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD for private four year colleges is $10,200.

Enrollments by Gender and Races

In 2022 there were 43 students enrolled in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD, 100% men and 0% women.

By race, the largest number of students enrolled was concentrated in White with 43 records, of which 0% were women and 100% men.

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Concentrations

Most Common
6 degrees awarded

In 2022, the most common concentation for Bachelors Degree recipients in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was Theological Studies with 6 degrees awarded.

This visualization illustrates the percentage of students graduating with a Bachelors Degree from schools in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD according to their major.

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Universities

Gender
Race
Largest Universities by degrees awarded
6 degrees awarded

In 2022, the institution with the largest number of graduating students was Yeshiva College of the Nations Capital with 6 degrees awarded.

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Student Diversity

In 2022, 6 men were awarded degrees from institutions in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD, which is NaNy times more than the 0 female students who received degrees in the same year.

In 2022 the most common race/ethnicity group awarded degrees at institutions was White students. These 6 degrees mean that there were NaNy times more degrees awarded to White students then the next closest race/ethnicity group, Asian, with 0 degrees awarded.

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Awarded Degrees over Time

The graph shows the evolution of awarded degrees by degrees. Under the paragraphs, the average number of awarded degrees by university in each degree is shown.

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Average Net Price by Sector

Private not-for-profit, 4-year or above ($10,200) is the sector with the highest median state tuition in 2022.

Private not-for-profit, 4-year or above ($400) is the sector with the highest median state fee in 2022.

Private not-for-profit, 4-year or above ($200) is the sector with the highest average net price of books and supplies.

The graph shows the average net price by sector and year.

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Educational Pyramid

Measure

In 2022, 1.55% of men over 25 years of age had not completed any academic degree (no schooling), while 1.6% of women were in the same situation.

This visualization shows the gender distribution of the population according to the academic level reached.

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Educational Attainment

Race

The most common educational levels obtained by the working population of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD in 2022 were Bachelors Degree (24.9k), Graduate Degree (23.8k), and High School or Equivalent (23.4k).

This visualization illustrates the percentage distribution of the population according to the highest educational level reached. You can filter the data by race by using the selector above.

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Housing & Living

The median property value in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was $480,800 in 2022, which is 1.71 times larger than the national average of $281,900. Between 2021 and 2022 the median property value increased from $422,400 to $480,800, a 13.8% increase. The homeownership rate in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD is 68.1%, which is approximately the same as the national average of 64.8%.

People in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD have an average commute time of 33.7 minutes, and they drove alone to work. Car ownership in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD is approximately the same as the national average, with an average of 2 cars per household.

Median household income in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD is $101,908. In 2022, the PUMA with the highest Median Household Income in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was South Montgomery County--South Bethesda & Chevy Chase PUMA, MD with a value of $195,376, followed by West Howard County--Ellicott City (North & West), Fulton & Highland PUMA, MD and North Montgomery County--Olney, Damascus & Darnestown PUMA, MD, with respective values of $169,655 and $168,773.

Property

$480,800
Median Property Value 2022
±$7,502
$34,761
Median Property Taxes
±$1,210

The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD the largest share of households pay taxes in the $3k+ range.

The chart underneath the paragraph shows the property taxes in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD compared to it's parent and neighbor geographies.

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Rent vs Own

68.1%
Homeownership
2022
68.4%
Homeowners with Mortgage
2022

In 2022, 68.1% of the housing units in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD were occupied by their owner. This percentage grew from the previous year's rate of 67.9%.

This chart shows the percentage of owner in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD compared it's parent and neighboring geographies.

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Income by Location

Use the dropdown to filter by race/ethnicity.
Race/Ethnicity

In 2022, the PUMA with the highest Median Household Income (Total) in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was South Montgomery County--South Bethesda & Chevy Chase PUMA, MD with a value of $195,376, followed by West Howard County--Ellicott City (North & West), Fulton & Highland PUMA, MD and North Montgomery County--Olney, Damascus & Darnestown PUMA, MD, with respective values of $169,655 and $168,773.

The following map shows all of the PUMAs in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD colored by their Median Household Income (Total).

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Household Income

Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
$101,908
Median Household Income
± $2,126
51k
Number of Households
± 1,814

In 2022, the median household income of the 51k households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD grew to $101,908 from the previous year's value of $95,197.

The following chart displays the households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $200k+ range.

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Wage Distribution

0.474
2022 Wage GINI in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD
0.473
2021 Wage GINI in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD

In 2022, the income inequality in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was 0.474 according to the GINI calculation of the wage distribution. Income inequality had a 0.234% growth from 2021 to 2022, which means that wage distribution grew somewhat less even. The GINI for East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD was lower than than the national average of 0.478. In other words, wages are distributed more evenly in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD in comparison to the national average.

This chart shows the number of workers in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD across various wage buckets compared to the national average.

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Commuter Transportation

Most Common Commute in 2022
  1. Drove Alone (57.4%)
  2. Worked At Home (16.8%)
  3. Public Transit (11.7%)

In 2022, 57.4% of workers in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD drove alone to work, followed by those who worked at home (16.8%) and those who used public transit to get to work (11.7%).

The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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Commute Time

33.7 minutes
Average Travel Time

Using averages, employees in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD have a longer commute time (33.7 minutes) than the normal US worker (26.7 minutes). Additionally, 2.35% of the workforce in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD have "super commutes" in excess of 90 minutes.

The chart below shows how the median household income in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD compares to that of it's neighboring and parent geographies.

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Car Ownership

2 cars
Average Number

The following chart displays the households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD have 2 cars.

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Poverty & Diversity

8.47% of the population for whom poverty status is determined in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD (12.3k out of 145k people) live below the poverty line, a number that is lower than the national average of 12.5%. The largest demographic living in poverty are Females 25 - 34, followed by Females 55 - 64 and then Females 35 - 44.

The most common racial or ethnic group living below the poverty line in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD is Hispanic, followed by Other and Black.

The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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Health

89.3% of the population of East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD has health coverage, with 46.9% on employee plans, 17.3% on Medicaid, 11.6% on Medicare, 12% on non-group plans, and 1.37% on military or VA plans.

Primary care physicians in Maryland see 1118 patients per year on average, which represents a 0.974% decrease from the previous year (1129 patients). Compare this to dentists who see 1256 patients per year, and mental health providers who see 335 patients per year.

Patient to Clinician Ratios

Data is only available at the state level. Showing data for Maryland.
1,118 to 1
Patient to Primary Care Physician Ratio in Maryland

Primary care physicians in Maryland see an average of 1,118 patients per year. This represents a 0.974% decrease from the previous year (1,129 patients).

The following chart shows how the number of patients seen by primary care physicians has been changing over time in Maryland in comparison to its neighboring geographies.

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Health Care Diversity

In 2022, insured persons according to age ranges were distributed in 24.5% under 18 years, 19.4% between 18 and 34 years, 38.4% between 35 and 64 years, and 17.7% over 64 years.

By gender, of the total number of insured persons, 47.7% were men and 52.3% were women.

The following chart shows the number of people with health coverage by gender.

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Uninsured People

10.7%
Uninsured
46.9%
Employer Coverage
17.3%
Medicaid
11.6%
Medicare
12%
Non-Group
1.37%
Military or VA

Between 2021 and 2022, the percent of uninsured citizens in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD grew by 0.057% from 10.7% to 10.7%.

The following chart shows how the percent of uninsured individuals in East Central Montgomery County--Wheaton, Aspen Hill & Glenmont PUMA, MD changed over time compared with the percent of individuals enrolled in various types of health insurance.

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